Everyday Protect

• Financial support for accidents and injuries: through financial support for a UK hospital stay, lost income, medical bills and travel expenses.
• Optional cover for children: You can add your children to your policy for a small additional fee, to ensure they are also covered for accidental injuries and hospital stays.
• Worldwide cover: MetLife Everyday Protect covers you 24/7 worldwide, so you can travel for business or on holiday knowing you’re protected.
• Free access to the Wellbeing Support Centre: MetLife Everyday Protect policyholders have free and unlimited access to the Wellbeing Support Centre, provided by Health Assured. This offers a wealth of specialised resources, such as counselling, financial and legal advice.

The maximum age for purchasing a MetLife insurance policy in the UK depends entirely on the type of policy required.

For individual protection policies, such as Everyday Protect, the maximum age is 65, for MortgageSafe it’s 59 and ChildShield is 17.

To initiate a claim payout, the policyholder or beneficiary must submit a claim form and provide any supporting documentation asap. They will then be contacted to discuss the specifics of the claim.

If the claim is approved, MetLife will release the payout funds using the preferred method of payout chosen by the policyholder or beneficiary. Once your claim is approved payment is usually made within 5 business days. Please note, payment times may vary.

Met Life is one of the largest and most popular global insurance companies. They are a leading international provider of insurance, annuities and employee benefit programmes in over 40 countries.

MetLife is a highly reputable insurance company that has a superior bond credit rating from S&P and Moody’s. These scores reflect MetLife’s financial strength and ability to pay customer claims.

There are several benefits including comprehensive and flexible coverage, as MetLife offers a wide range of insurance products to protect UK citizens against a variety of risks, including life insurance, income protection, accident and illness cover, and more. Allowing customers to choose the policy and coverage specifics that best suits their individual needs and budget.

Primary policy benefits are often listed as financial protection – as income replacement, peace of mind, affordability, return to work support, portability from one company to another, free access to a Wellbeing Support Centre, plus discounts for employees of specific companies.

MetLife Europe is registered in Dublin, Ireland, and MetLife UK & Worldwide has offices in London and Brighton. MetLife UK offers a range of individual and employee protection solutions, including life insurance, income protection, and critical illness cover. MetLife UK products are only available through financial advisers and intermediaries.

MetLife has been operating in the UK since 2007 and has helped millions of customers protect their families and finances.

In the UK, the age at which life insurance stops or becomes more difficult to obtain can vary depending on the type of life insurance, your employment status and the terms and conditions set by each insurer. Speak to your us to understand the specifics for the policy you’d like.

The older you get the more relevant life insurance is to protect yourself and your family. It will also ensure that any payment made upon your death helps your family with outstanding debts, funeral costs and mortgage payments.

Absolutely. Your premiums will be priced according to your medical history including any pre-existing conditions. As well as your occupation, budget and your smoker status.