Financially protect yourself against any of life’s unexpected events.
Serious health challenges can strike any time, but with Manor Financial’s comprehensive critical illness protection, you’re completely safeguarding your financial well-being, so you can focus on the most important thing – your recovery.
To complete your journey to financial protection security for you and your family.
Imagine facing a critical illness such as cancer, a heart or brain condition – the fight, the worry, the potential income dip that would inevitably follow. Critical illness cover throws you a lifeline; a financial cushion to help you focus on healing, rather than the bills and the stress that could make your condition worse!
Even if you are unable to work due to a serious illness, you are in complete control, and you can decide whether to clear an outstanding mortgage balance, or access invaluable financial help that will cover a few years’ salary.
Critical illness cover can be taken on its own, or alongside a life insurance policy, to fully insulate you against serious illness or death occuring.
You need to work out how much cover you need and specifically what you’d like protection against; areas that the Manor Financial team can help with. From paying down your mortgage, replace your salary for months or a few years whilst you recover, to paying for any specialist medical costs.
Similar to life insurance, you choose the length of your cover. As long as you are diagnosed within the term of the policy, and your diagnosis meets the conditions set by the insurer, it will pay out financially. You can also decrease or increase cover, as well as choose a single or joint plan, to protect your spouse or other family members.
The most common types of critical illness claims are for Cancer, Heart Attacks and Strokes. Depending on your insurer you will be covered for anything up to 180+ conditions. Each insurer will have their own criteria so it’s important to understand the terms and conditions of your plan. Again, this is something the team at Manor Financial can expertly assist you with.
Financial Security – If you became critically ill, a lump sum payment could really help your family through a difficult time, especially when depending on the severity of the illness, you may never be well enough to return to work.
Medical Costs – Depending on your diagnosis you may want the best possible medical help. Critical Illness can provide you with a financial security to ease the cost of private medical bills.
Mortgage – You can choose to have a critical illness policy to clear an outstanding mortgage debt if you are diagnosed as critically ill, giving you peace of mind that you and your family won’t be burdened with mortgage payments along the road to your recovery.
According to Cancer Research UK, around 1 in 4 new cancer cases diagnosed every year are among people aged under 60
What are the key differences between Life Insurance and Critical Illness Cover?
To continuously improve our service and built better products, we strongly believe in encouraging customers to feedback what’s working and where improvements could be made. To support this, we teamed up with the brilliant Reviews.IO, so everyone can leave honest reviews for everyone to see, in real time.
While providing market leading insurances options, useful features and after sales support, for ALL our customers. As experienced, respected insurance brokers, our key strength is listening to what customers really need to feel financially protected and providing them with trusted and fully transparent advisors to help them make the right decisions about protecting their income, property, families, and futures.
If you have any questions about any of our policies, from income protection, life or home insurance to one of our more specialist policies; or would simply like a ‘no obligation’ quote, we’d love to take your call on
0800 368 7533.
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